Introduction
Saving money doesn’t have to be a drag. In fact, there are plenty of ways to do it that are downright fun! Here are 20 funny ways to save money that will make you smile.
1. Get creative with your meals. There are endless possibilities when it comes to cooking on a budget. Be sure to get creative in the kitchen and experiment with new recipes.
2. Make your own laundry detergent. It’s easy to make your own laundry detergent, and it’ll save you a ton of money in the long run.
3. Use coupons and discounts wisely. Make sure you’re taking advantage of all the discounts and coupons available to you.
4. Wear clothes until they’re practically falling apart. This might not be the most fashionable solution, but it sure is cheap!
5. Negotiate for lower rates on bills and services. Don’t be afraid to call up your service providers and negotiate for a better rate.
6. Sell things you don’t need. This could be anything from clothes to electronics to furniture.
7. Brown-bag your lunch instead of eating out. This is a great way to save money and eat healthier at the same time.
8. Compare prices before making big purchases. This is especially important when buying electronics or appliances.
9. Carpool or take public transportation when possible. This is not only good for your wallet, but it’s also good for the environment!
10. Take advantage of free entertainment options in your area. From free museum days to outdoor concerts, there’s plenty of fun stuff to do without spending a penny!
Paying Yourself First
You know that old saying, “pay yourself first?” It’s one of the smartest ways to save money. When you pay yourself first, you’re making sure that you’re always putting some money away for a rainy day.
There are all sorts of ways to pay yourself first. You can have your employer automatically deduct a certain amount from your paycheck and deposit it into a savings account. You can also set up a regular transfer from your checking account to your savings account.
The key is to make it automatic so you don’t have to think about it. And when you do that, you’ll be smiling all the way to the bank.
Automate Your Savings
You know those people who are always talking about how they automated their finances and now they have all this extra money to play with? You’re about to become one of them.
Automating your finances is one of the easiest ways to save money without really having to try. All you need to do is set up a recurring transfer from your checking account to your savings account. Bam! You’re done.
And if you want to get really fancy, you can use an app like Acorns or Mint to automatically invest your money into a diversified portfolio. So not only are you saving money, but you’re also investing it and growing it over time.
Use Cash
Hey, you! Yes, you, are the person who’s always looking for ways to save money. We’ve got some good news for you: there are plenty of ways to do it that are actually fun.
1: Use cash. When you use cash, you’re forced to be more mindful of how much money you’re spending. It’s a lot harder to part with your hard-earned cash when you’re actually seeing it disappear in front of your eyes.
2: Have a spending freeze. This is a great way to avoid overspending, especially during the holidays. Just tell yourself that you’re not going to spend any money for a certain period of time. It might be tough, but it’s definitely doable.
3: Make your own coffee. This one might seem like a no-brainer, but it can save you a lot of money in the long run. Plus, it’s way tastier than Starbucks!
Save Your Spare Change
Here’s a funny way to save money: save your spare change.
It sounds like a pain, but if you put all your spare change into a jar or piggy bank, you’ll be surprised at how much money you can save. And if you really don’t want to think about it, you can always use an app to do it for you.
There are a lot of different apps out there that will round up your transactions and deposit the difference into a savings account. So even if you only save a few dollars each month, it can add up over time. And who knows? Maybe you’ll be able to quit your day job sooner than you think.
Set a Savings Goal
If you’re looking to save money, it’s best to set a goal. Why not set a goal to save $1000 in the next six months? That’s doable, especially if you start implementing some of the tips we’ve talked about.
But don’t just set any goal— set a SMART goal. What’s a SMART goal? It stands for Specific, Measurable, Achievable, Relevant, and Time-bound. So make sure your goal is specific, measurable, achievable, relevant, and time-bound.
And be sure to have a plan of action to go along with your goal. How are you going to achieve your goal? What are the steps you need to take? Planning is essential if you want to be successful.
Invest in Yourself
You know what they say: the best way to save money is to invest in yourself. And we couldn’t agree more. That’s why we’ve put together a list of 20 funny ways to save money that will make you smile.
Some of our favorites include: giving yourself a haircut, brown-bagging your lunch, and canceling your cable subscription. But there are tons of other ideas here, so be sure to check them out!
And remember, the more you save, the more you can invest in your future. So get started today and see how much fun you can have while simultaneously putting money back in your pocket!
Try the 30-Day Rule
You’ve probably heard of the 30-day rule, right? It’s a great way to save money without making any big changes to your lifestyle.
The idea is simple: for the next 30 days, don’t buy anything that you don’t absolutely need. If you can live without it, then don’t buy it. Wait 30 days and see if you really need it or can do without it.
I know, I know— easier said than done. But trust me, it works! I’ve tried it myself and I’ve seen my bank balance go up as a result.
Cut Out the Latte Factor
You know the saying, “buyer beware”? Well, when it comes to your finances, you need to be an intelligent consumer.
One way to do that is by cutting out the latte factor. You know, those little splurges that add up over time? The $5 latte here, the $10 lunch there. If you can find ways to cut back on those expenses, you’ll be surprised at how much money you can save.
And it’s not just about the money. When you’re mindful of your spending, you’re also more mindful of your needs and wants. So think about ways that you can cut back on your latte factor, and start saving money today.
Downsize Your Living Expenses
You don’t need a huge place to live. In fact, you can downsize and save a ton of money. How much money? Let’s do some math.
If you downgrade from a two-bedroom apartment to a one-bedroom apartment, you could save $100 a month. If you go from a three-bedroom house to a two-bedroom house, you could save $300 a month. And if you ditch the house altogether and move into a smaller place like a studio apartment, you could save $600 or more each month!
That’s some serious cash that you can use to pad your savings account, pay down debt, or invest in your future. So think about it— what can you downgrade to save money?
Get a Roommate or Housemate
You know what they say: two is better than one. And when it comes to saving money, that old adage is definitely true. Why not consider getting a roommate or housemate to help you out?
Not only will you have someone to split the rent with, but you can also team up to cook meals, watch TV, and generally save money on all the little things. It’s a great way to make ends meet, and you’ll be able to split the bills down the middle.
Plus, it’s a great way to make new friends (or keep the ones you already have). So why not give it a try? You may be surprised at how much money you can save.
Barter for Goods and Services
So you want to save money, but you don’t want to give up all the nice things in life. We hear you. There are ways to have your cake and eat it, too. (Well, maybe not actual cake, but you know what we mean.)
One of our favorite tactics? Bartering for goods and services. It’s a great way to get the things you want without spending a penny. Plus, it can be a fun way to meet new people and make some new friends.
There are a few ways to go about it. You could join a bartering group, or use an online site like Bartercard.com.au. Or, if you know someone who does something you need— like carpentry work or pet-sitting— ask them if they’d be interested in trading services.
It might take a little bit of effort to get things started, but once you get the ball rolling, it can be a fun and easy way to save money.
Conclusion
Saving money doesn’t have to be boring – in fact, it can be downright funny. If you’re looking for a few giggles and some creative ways to save, check out these 20 funny tips.
Who says being frugal has to be serious? Laugh your way to savings with these fun tips. From bringing your own coffee to work to make your own laundry detergent, these ideas will help you save money without even realizing it.
Saving money doesn’t have to be a total drag. Laugh your way to savings with these fun tips.
